Eligibility for Benefits
All regular full-time employees and newly hired part-time employees scheduled to work more than 30 hours per week are eligible for benefits on the first of the month coinciding with or following their date of hire, which ever comes first. To remain eligible for medical, dental, and vision benefits, you must continue to average 30 hours per week on an annual basis. Special administrative provisions apply during the first 11 months of employment. For more details, contact HR/Benefits.
All current non-benefits eligible employees who average 30 hours or more per week for twelve consecutive months from October through September of each prior year are eligible for all benefits the following January 1st. Employees who work 10 or 20 hours per week are eligible for voluntary benefits such as life insurance, accident and hospitalization coverage. Seasonal and temporary employees excluded.
Enrollment in the Young Life health plan is mandatory for all eligible employees, and may only be waived if there is other qualifying coverage. The ways an employee may opt out of the Health Plan are:
- Coverage is provided by another employer-sponsored group health plan (self, spouse, parent or military).
- Coverage provided by a retiree health plan.
- Coverage through Medicare and federal or state insurance providing benefits for individuals with disabilities.
- Coverage provided to dependents (spouse and/or children) by a state’s Medicaid program.
- Coverage provided through a country’s socialized plan while working internationally.
For additional details, please access your account on the www.younglifebenefits.com portal or app or key “opting out” in the Staff Resources search box – staff.younglife.org.
Qualifying Events
You may generally elect benefits as a new hire and during annual open enrollment periods. In most cases, you may not change your benefits mid-year unless you experience a qualifying event in your life such as marriage, divorce, birth or adoption of a child, death of a spouse or dependent, loss of employment, or a change in employment status that affects your or your spouse’s benefits eligibility. Please update your benefits via the www.younglifebenefits.com portal or app within 31 days of the event if you would like to enroll or make a change to your coverage.
Eligible dependents:
Young Life requires all eligible dependents under the age of 18 years to be enrolled in the health plan unless there is other qualifying coverage. See below for more details on eligibility of dependents:
- Dependent Children: This includes your natural child, a stepchild, any child you have adopted or who has been placed for adoption up to age 26; a child under your legal guardianship or who is considered an alternate recipient under a Qualified Medical Child Support Order (QMCSO); a foster child or a grandchild for whom you have legal guardianship.
- Disabled Dependents: If your dependent child is mentally or physically handicapped, coverage may be extended beyond the age of 26. Please check with HR/Benefits to obtain forms & information.
Examples of INELIGIBLE Dependents:
You may not cover a family member other than the ones listed previously. Domestic partners, parents, grandchildren, nieces or nephews, are not eligible under this plan except as noted above.
Young Life reserves the right to verify your dependent information. Young Life may request documentation of any of your dependent’s status.