Medicare Resources

As you approach Medicare eligibility, we provide you with an overview of Medicare so that you may begin to understand who is eligible and what Medicare, Medicare supplement (also called Medigap), Medicare Advantage and Prescription Plans are.

Medicare is the government-run health insurance program for those age 65 and older or those under 65 with certain disabilities. In general, individuals who are age 65, have a spouse who has worked 10 years in this country or have received Social Security disability benefits for 24 months may be eligible for Part A and Part B.

Quick Facts on Medicare:

• The government calls a person who is enrolled in Medicare a Medicare beneficiary.
• You will receive your Medicare card automatically if you are receiving Social Security or Railroad Retirement benefits.
• You can enroll in Medicare through Social Security by calling 800-772-1213, by going to a Social Security office or by going online at www.ssa.gov.
• Medicare has enrollment periods.
• You must enroll when you are eligible; however, if you are working, you may delay enrollment in some situations.
• You do not have to be currently receiving Social Security benefits to sign up for Medicare.
• You may not need every part of Medicare if you have insurance from your employer and plan to continue working.
• The Medicare & You handbooks are mailed to all beneficiaries in September.
• There have been many changes to the Medicare programs, and a health insurance professional who specializes in Medicare can help you understand your options.